ABSTRACT
This study seeks to determine the relationship between bank competition and banking system stability in the Nigerian banking industry. Annual data were employed in the course of this research. The sources of the data employed were the Central Bank of Nigeria and Nigeria Stock Exchange Fact Book. Three macroeconomic variables and the entire banks quoted in the Nigerian Stock Exchange. The dependent variable for the study is Z-Index. While concentration ratio of the first three largest bank, concentration ratio of the first five largest bank, Herfindahl-Hirschman Index, Lerner Index, gross domestic product, interest rate and inflation rate, return on asset, capital structure, operating leverage and non- performing loans to total asset ratio were the independent variables. The study employed the use of panel data regression in its analysis. The study found that capital structure, CR5, HHI, GDP, interest rate, operating leverage and Lerner Index all have positive signs were positively related to bank stability. The study revealed that competition, Bank risks and returns on asset were the only variables significant at the 5% significant level. The instability in Nigerian banking system is as a result of competition among banks, and inefficient use of the bank’s assets.
ABSTRACT
The study investigated the Economic Impact of poultry production in Nigerian Katsina State based on the tot...
Abstract
This study is on the role of federal government of Nigeria in the promotion of small and medium scale enterpris...
Abstract
The broadcast media comprise of the radio and television, it has not been as enterprising as i...
Abstract
Before and after independence, Nigeria has been the chief architect and chief negotiator of peace throughout A...
Abstract
Property management is a vital aspect of real estate profession. To a non-professional estate...
Abstract
The usefulness of budgeting as a management tool cannot be over emphasized. A good budgeting system could aid m...
ABSTRACT
This study entitled the evaluation of Universal Basic Education programme in Kano State. It has seven objectives, some of which...
STATEMENT OF THE PROBLEM
The master key to the success of any institution (financial and non – fi...
BACKGROUND TO THE STUDY
Change is an inevitable phenomenon in any organization. This was aptly observed...
ABSTRACT
The study was designed to find out the extent to which the Early Childhood Care Education prov...